topheader
leftnavigation  


MEET THE TEAM

David Cobb, President, CEO
ChFC, CLU, LIC, LUTCF, CLTC, CBC
President and founder of Innovative Benefit Services, Inc., David has been consulting and advising businesses as well as individuals in employee benefits and estate planning since 1990. David is responsible for overseeing the strategic direction of the company, establishing leadership within the industry, and pursuing new market opportunities. He earned his Bachelors Degree in Business Administration with an emphasis in finance and accounting from Western Michigan University in 1990. In addition to his BBA, David earned his Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations from the American College located in Bryn Mawr, PA. David's expertise includes: Employee Benefits Consulting, Executive Compensation Planning, Estate Planning, as well as Wealth Accumulation.

Email David Cobb View Professional Biography


Orson E Coe
Financial Advisor
Orson E. Coe joined Innovative Benefit Services, Inc., in 2005 bringing his wisdom of over forty years of experience as a business owner and operator. Orson enhances our organization further with twenty-five years of expertise as a licensed life insurance agent. In addition, he has assisted businesses and individuals with variable contracts, limited partnerships, retirement plans and mutual funds. A graduate of Albion College in Business Administration and Economics, Orson has been recognized with numerous awards for outstanding achievements in the insurance and financial service businesses. Orson is knowledgeable in “Estate Planning” as well as “Long Term Care Planning”. He also works with David in the area of the Infinite Banking Concept planning. Lastly, Orson is a trusted advisor to David and has been a huge supporter of him since David entered the business in 1990.

Email Orson E Coe

Ami Doubblestein, CBC
Senior Account Manager
Since 1998, Ami has specialized in the health and life insurance industry as an account manager as well as an employee benefits communicator for Innovative Benefits Services. Ami received her Bachelors Degree in Public Administration from Grand Valley State University in 1997. Ami's responsibilities include but are not limited to group employee benefit meetings, one-on-one employee enrollment meetings, new business quoting and processing. In addition, her versatile expertise allows her to oversee day to day operations with involvement in all areas of the company. As a Licensed Agent in health & life insurance and a Chartered Benefit Consultant (CBC), she has attained the highest level of training available in consumer-driven plans today. Ami is ready to provide outstanding service to employers and employees as Senior Account Manager.

Email Ami Doubblestein


Jean Ritsema
Account Manager
As Account Manager, Jean has over 14 years in customer service and office management experience. She received her Bachelors Degree, in Behavioral Science, from Grand Valley State University. She started at Innovative Benefit Services as office manager in 2002 and was promoted to Account Manager in March of 2005. She assists with new business quotes, group renewals, and administrative needs. Jean is available to answer all of your employer/employee benefit and claim questions, as she recently became a Licensed Agent in health & life insurance.


jennifer_photo Patricia Nedwick
Client Representative
Patricia Nedwick contributes to the organization with over 23 years of service as a licensed life, accident and health insurance agent. She also brings more than 21 years of experience as a registered representative for New England Securities. Pat has provided a valuable service as an Investment Advisor Representative since 2006. While working closely with Orson, Pat’s attention to detail makes her a valuable partner to assist with your financial service needs.


Jennifer L Loding
Client Administrator
Jennifer joined Innovative Benefit Services in September of 2007 with twelve years of customer service experience. She graduated from Michigan State University with a Bachelor’s of Communication Arts Degree in Marketing and Advertising. Jennifer has a background of client relations, classroom instruction and written communication. She enjoys assisting customers and strives to go beyond your service expectations. Jennifer eagerly awaits your phone call and promises to greet you with her warm and friendly personality as our first point of contact.